How Merchant works

1. Deposit XMR. Send XMR to the wallet address on the wallet page. It's credited after 10 confirmations.
2. Buy. Your XMR moves from your balance into escrow. If you qualify for a holder perk, the discount is applied at checkout.
3. The seller delivers. They upload the file, or a screenshot as proof of delivery, on your order page.
4. Confirm, or wait 10 minutes. Confirm receipt to pay the seller right away. If you don't, the escrow releases on its own 10 minutes after delivery.
5. Something wrong? Open a dispute. Do it any time before the payment releases, including when the seller never delivers. The admin settles it: a refund to you, a release to the seller, or a split. Refunds go back to your balance.

Add a title, a description, an image, a price in XMR and how many you have in stock. Anyone can sell, and there is no listing fee and no sales fee.

Publishing a listing launches its own coin on pump.fun. Merchant pays the launch cost, and the listing goes live once the coin is confirmed. When an order comes in, upload the product (or a screenshot as proof) on the order page. The full price lands in your balance when the buyer confirms, or 10 minutes after delivery.

Change your stock any time. A sold-out listing comes back when you restock, with the same coin. You can't delete a listing, only end it, and ending it ends its holder perks permanently. Start selling

Each listing has one coin, created by Merchant's wallet and traded only on pump.fun. You can browse them all on the coins page.

A seller can add a perk: a percentage off when you hold at least a set number of the listing's tokens. Your linked wallet just has to hold that amount when you check out. Perks work while the listing is Active or Sold out, and count again after a restock.

Perks only apply while the listing is live. If the seller ends the listing, its perk ends permanently, and the coin page shows the date it ended.

The Merchant creator wallet is 8jDAQ49dLBXCFKLMpvYGycp1eFpMNFqK67oABBTRCUyk Copy·Solscan

1. Copy the coin's contract address. It's on the coin's page here, or on pump.fun. Every coin is listed on the coins page.
2. Look up its creator. On pump.fun, open the coin and check who created it. On Solscan, search the contract address and check the token's creator.
3. Compare it with the wallet above. If they match, it's a real listing coin. If not, it isn't ours, whatever its name or picture says.

The admin adds XMR to the rewards pool from 50% of claimed creator fees. Every 20 minutes, 1% of the pool is paid out. It's split by the SOL in each coin, then by how much of each coin you hold.

Only linked wallets are paid; unlinked shares stay in the pool for later rounds. Rewards keep going even after a listing ends. The rewards page has a worked example and an estimator.

Sign-up shows you a long random account key, once. That key is your login: no email, no username, no password. Other people see a generated handle such as amber_kite42, never your key.

Deposit to the wallet address on the wallet page. Deposits are credited after 10 confirmations. Sales, holder rewards and refunds land in your balance instantly. Purchases move money into escrow, and your balance can never go below zero.

Withdrawals are automatic and go out in batches. The Monero network fee is taken from the amount you withdraw.

1. A Monero worker, every minute. Our Monero wallet runs on a paid Google Cloud server with a worker next to it. It hands out deposit addresses, credits deposits after 10 confirmations, sends withdrawals in batches, and pays holder rewards every 20 minutes. The wallet isn't reachable from the internet.
2. An escrow timer in the database, every minute. A Supabase cron job runs inside our database and releases payment to the seller 10 minutes after delivery, unless the buyer opened a dispute. It keeps running even if the website is down.